PEO vs. AEO: What’s the Difference?

There’s a Smarter Way to Manage Workers’ Comp in Ohio

Not All Employer Models Are Created Equal

Know Your Options Before You Commit

If you’re frustrated with high workers’ comp costs, red tape from the state fund, or lack of control in a PEO, you have a third option: the AEO model.

Armada Employer Group is one of the few licensed Alternative Employer Organizations (AEOs) in Ohio. We provide you with the support of a PEO, without requiring you to relinquish control of your EIN, payroll, or business identity.

With an AEO, you save money, keep control, and gain a long-term risk management partner.

Why Companies Leave PEOs

PEOs seem flexible, until you’re locked in.

Why Armada’s AEO Model Works Better

We give employers cost savings and expert support while allowing them to keep control of key business functions.

Retain your EIN and payroll provider
Join a self-insured workers’ comp pool for lower premiums
Enjoy pay-as-you-go billing aligned with payroll cycles
Access direct claims management for faster, lower-cost resolutions
Get proactive safety and risk consulting from OSHA-trained professionals

Quick Comparison

Feature	AEO	PEO	Traditional Option
Keep your EIN
Control payroll provider
Access to a self-insured pool		Varies
Pay-as-you-go billing		Varies
Direct claims management		Varies
Access to safety consulting
Speed of claims handling	Fast	Varies	Often slow
Employer of record	Client	PEO	Client
Easy to leave provider

Is Armada Right for You?

If your company:

Armada is the right fit for companies that:

Pay $10,000 or more annually in workers’ comp premiums
Have experienced one or more costly claims
Want to maintain full EIN and payroll independence
Need predictable costs and faster claim resolution
Operate in high-risk, labor-intensive industries

…then Armada’s AEO model may be the smarter alternative.