What We Offer

Innovative Employer Solutions for Ohio Businesses

Take Control of Workers’ Comp Costs

Simplify administration. Reduce risk. Keep control.

At Armada Employer Group, we help employers take control of workers’ comp costs while reducing risk and simplifying administration. Our model is built for CEOs, CFOs, and business owners who seek predictable costs, enhanced cash flow, and complete control over their business identity.

Ready to See How Much You Could Save?

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What We Offer

Comprehensive employer services designed to save you money, reduce risk, and stay in control.

Workers’ Compensation Program

Move out of the Ohio BWC and into Armada’s alternative workers’ compensation program – without giving up your EIN or payroll system.

  • Lower premiums through Armada’s proprietary underwriting process
  • Pay-as-you-go billing, integrated through ARMADAPAY
  • Direct claims management for faster resolution
  • No waiting for state rebates or audits

Claims Management

Armada partners with you to manage workplace injuries end-to-end, minimizing disruption and controlling costs.

  • Dedicated partnership to oversee and manage all claims
  • Rapid injury response and reporting
  • Coordination with TPAs and medical providers
  • Proactive return-to-work planning and support

Safety and Risk Consulting

Our OSHA-trained professionals help reduce incidents before they happen.

  • On-site audits and risk assessments
  • Customized mitigation planning
  • Safety training for leadership and staff

Payroll Coordination

No need to change providers. We work with your existing system for seamless integration.
  • Compatible with most national payroll providers
  • Elimination of Workers’ Compensation True Ups
  • Accurate premium calculations tied to each pay cycle

Ohio Unemployment Services

We manage claims to reduce hidden costs and maintain favorable tax rates.

  • Claims response and tracking
  • Audit defense and appeal support
  • Tax rate optimization

Benefits Access

Offer competitive benefits without administrative complexity.
  • Scalable 401(k) and insurance options
  • Trusted provider referrals
  • Flexible plans that grow with your business

Who We Help

Armada is ideal for companies that:

  • Spend over $10,000 annually on workers’ comp
  • Are paying inflated rates through the BWC
  • Have a costly claim driving up premiums
  • Need executive-level solutions, not more HR burden
  • Operate across a wide range of industries, including production, service, and distribution sectors

Take Control of Workers’ Comp Costs

Why Armada Employer Group AEO?

Not all AEOs are created equal. Armada stands apart because:

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Is AEO for You?

We’ll run your numbers and show you exactly what you could save.

Frequently Asked Questions

Comprehensive employer services designed to save you money, reduce risk, and stay in control.

What is an AEO?

An Alternative Employer Organization (AEO) is a model unique to Ohio that gives you the benefits of a PEO, like workers’ comp coverage, payroll coordination, and claims management, without giving up your tax ID (EIN) or control of your business.

You keep your EIN, brand, and payroll provider. We handle the risk, compliance, and cost savings.

How is an AEO different from a PEO?

With a PEO, your employees are moved under the PEO’s EIN and payroll system. That means less flexibility and a harder time leaving if things don’t work out.

With an AEO like Armada:

  • You stay in control of your EIN and payroll
  • You keep your business identity intact
  • You gain lower workers’ comp costs and simpler administration

How does Armada Employer Group save me money?

We cut workers’ comp premiums by moving you out of the Ohio BWC state fund and into Armada’s Alternative Workers’ Comp Program. That means:
  • Lower, more predictable premiums
  • Pay-as-you-go billing tied to payroll (no surprise audits)
  • Faster claim resolution that reduces long-term costs
  • Armada handles legal fees and TPA costs internally

Will I have to change my payroll provider?

No. You keep your current payroll system. We integrate seamlessly with ADP, Paychex, and other systems: no disruption, no retraining, and no extra costs.

What happens if I have a claim?

We manage the entire process directly, from incident to resolution. That includes working with your employee, healthcare providers, our TPA. Our goal is simple: faster recovery for your team; lower costs for your business.

Can Armada help with OSHA and workplace safety?

Yes. Our team includes former OSHA professionals who conduct on-site safety audits, compliance assessments, and training. We don’t just insure risk, we help prevent it.

Who should I contact to get started?

The fastest way to begin is with our AC3 Quote Tool. In just minutes, you’ll see how much you could save with Armada’s AEO model.